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What is a good credit card to start out with?
I’ve applied for several credit cards and I keep getting denied because I have 0 credit. Meaning I have never had a credit card or done anything with my credit.
What is a good credit card to start out with?
I’ve applied for several credit cards and I keep getting denied because I have 0 credit. Meaning I have never had a credit card or done anything with my credit.
#1 by R T on November 3, 2009 - 1:40 am
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Go to your bank. If you have an account with them, they will be more likely to issue you a card. If you are a student, many college campuses have bank branches and have programs for college students.
Get a main line card (MasterCard, Visa, Discover). Use it for things you would normally purchase (gas, groceries) and ** pay it off every month **. With a little time and good history, you will get a good score.
#2 by jocelynn010902 on November 4, 2009 - 8:20 am
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if you have decent credit then get a capital one card! they start you out with $500 INTEREST FREE for 6 months or 1 year! just make sure to pay it of before the free interest runs out if you have a high balance and make smaller purchases from then on because the interest is pretty high in the beginning. good luck!
#3 by Verona on November 6, 2009 - 10:56 pm
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You usually have to start out with department store cards and work your way up. Sears is traditionally a first charge card someone will get.
#4 by noccie on November 9, 2009 - 10:42 pm
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Have you tried department stores? Many of the large department stores like Sears of Macy’s have their own credit cards that are good for their stores only. Getting and using one of those credit cards will open up other doors to you.
#5 by Brutus on November 12, 2009 - 2:14 am
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you could be applying for the wrong one that is why you keep on getting turn down when starting credit you need to get a lower end card and work your self up to a discover or citibank, go to go under no credit section and here they have some cards that will get you approved, use it for a few months just enough to build a little bit of credit one you have build a little bit of credit you could apply for a better card. Good luck
#6 by billion_00 on November 15, 2009 - 1:32 am
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Go to the website below. You can be approved for those cards even though you have bad credit or no credit at all. There are cards for bad credit and no credit. The links for both are on the left. Hope this helps.