nedra pyta:
What does your credit score start out as?
I just turned 18 in the end of October. What would my credit score be now? What does it start out as? What is the eastiest way to build your credit score? How long does it take to build your credit? Do you get points per month or what?
What does your credit score start out as?
I just turned 18 in the end of October. What would my credit score be now? What does it start out as? What is the eastiest way to build your credit score? How long does it take to build your credit? Do you get points per month or what?
#1 by WENDY D on March 20, 2010 - 11:54 am
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You can get a visa that reports to all the credit bureaus but make sure that you only use a little each month and pay off the balance at the end of the month. Your score will go high drastically. Don’t make the same mistake I did and get a lot of cards and then can’t pay them and now my score is messed up. Good luck and make a wise choice.
#2 by jerlene on March 23, 2010 - 5:55 am
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it starts off as nothing. If you get negative info it starts at 300 and up.
when you create credit for about 3 months you will get a score. After about 6 months it will create a history report of statistics, only for getting more credit(you will not see this).Credit depends on many things, 1 credit card on a blank credit can get you a 700 it doesnt mean banks will trust you. It takes time and accounts being paid back.
if you are looking for the free credit score and report usa national site, check out this site
Here you can see your 3-in-1 Report from all three credit reporting agencies and your credit score.