Kevin pyta:
How do you reestablish a credit card grace period?

I always pay my credit cards in full every month, but I was wondering how carrying a balance works.

Say you charge $200 on the card and pay only $100 when payment is due. You charge NOTHING on the credit card the next month, and after the statement closes, you’re imposed a $10 finance charge.

To re-establish the grace period, do you have to pay $110? Or just the $100 principal? Or what?