Posts Tagged Establish Credit

Best way to learn about and establish good credit?

David pyta:
Best way to learn about and establish good credit?

I want to learn about all the factors considered when a credit agency determines your credit score. I do not have any credit and would like to establish some credit. I do not have any bad credit either. I have already tried applying for a credit card, dell computer card, sams card, and have not been approved for anything.
I do not have any bills that are under my name. I was told by someone to go get a tv or something with no money down, but I do not need any of that. I also do not want to go get a loan and end up paying interest for no reason. I have seen several websites which give some info about this, but not enough. Can anyone give me any suggestions or recommend a book?

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What is the best way to improve your credit without a credit card?

piper32_95037 pyta:
What is the best way to improve your credit without a credit card?

I recently was denied a credit because of “Few revolving accounts opened long enough to establish credit history.” I do not and WILL not apply or own a credit card. What is the easiest way(s) to improve my credit without a credit card? Best answer will be given to the person with the best references.

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