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Posts Tagged Credit Debt

How long does it take to rebuild credit?

Jul 11

Posted by Banki in Credit | 6 Comments

Carme V pyta:
How long does it take to rebuild credit?

I just recently paid off all my past credit card debt. I paid off one student loan (expect the interest) and i have one student loan still active. I noticed my credit score went up, but i am still being denied. How long does it take to completely clear off my debt and how soon should i apply for credit so i can “rebuild” my credit. And do bad credit ever go away?

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How can you get your credit card companys to lower your interest rates,after you have lost your job?

Jun 4

Posted by Banki in Credit | 1 Comment

Wyoming pyta:
How can you get your credit card companys to lower your interest rates,after you have lost your job?

I have been unemployed for over a year. I have been able to keep up with all our credit card debt until now. I have tryed to call the credit card companys for help and they won’t help until I am way behind, I am trying to avoid this. What can I do to get them to drop the interest rates on our cards?

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What credit card info is needed for buying a house?

Nov 29

Posted by Banki in Renting & Real Estate | 10 Comments

Lissa pyta:
What credit card info is needed for buying a house?

I’m a stay-at-home mom with a large credit card balance. I have no outside income. My husband may be taking a new job which will require us to move. My credit card debt is in my name only, and my husband does not know of it. I was wondering if at any point in buying our new house if my own personal credit card debt would even come up, since only his income is an issue.

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