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Posts Tagged Credit Card

How does a credit limit work, I just got my first credit card?

Dec 24

Posted by Banki in Credit | 5 Comments

life pyta:
How does a credit limit work, I just got my first credit card?

I just got my first credit card and it has a $2,500 limit on it. I have charged $2,225 on it. I will only be able to pay the minimum payment this bill cycle of $50. Though I should be able to pay it off in full by late September. In the mean time I need to pay some bills. Will I get a $2,500 credit limit the following cycle or just the remaining $275 until I pay the bill?

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How do I get a statement for a credit card that is showing on my credit report?

Oct 16

Posted by Banki in Credit | 3 Comments

Angel Princess pyta:
How do I get a statement for a credit card that is showing on my credit report?

There is a credit card showing on my credit report and I didn’t know about this specific card. I have the name of the card, the card number and balance on this card. I want to know what it was used for. Can someone help me?

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What credit card is good to pay for college?

Oct 8

Posted by Banki in Financial Aid | 2 Comments

dany72190 pyta:
What credit card is good to pay for college?

I’m planning to attend college next year and well I’m planning to get a credit card to pay for college since that’s the only way i can pay(personal reasons) So anyway…someone can tell me which one is good?

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What is the best credit card for a first time user?

Oct 5

Posted by Banki in Credit | 9 Comments

Pixie25 pyta:
What is the best credit card for a first time user?

I’ve never had a credit card before, just turned 25 this year and was wondering what credit card is the best to use “not saying I will get one” Just doing some research on which ones are the best and which to stay away from. Thanks for any help.

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What is your credit score when you get your first Credit card?

Sep 12

Posted by Banki in Credit | 3 Comments

Carl Williams pyta:
What is your credit score when you get your first Credit card?

I am looking into getting a credit card, and I want to know what is your credit score when you get you first card.

How do they work? How much money do you need to use them ( bills )? I will be using it mostly on pay later options, and I DO plan on paying it off.

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What are the benefits of having a good credit score?

Sep 7

Posted by Banki in Credit | 3 Comments

Caesarion pyta:
What are the benefits of having a good credit score?

I’m a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my good credit.

So are there any additional advantages to having a good credit score than easily getting approved for credit cards and getting large credit lines? Does it also project to any type of loans (i.e. it is easier to get approved for a car loan with a lower interest rate) or something?

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What credit card has a good rewards program?

Aug 3

Posted by Banki in Credit | 5 Comments

Psych Grad pyta:
What credit card has a good rewards program?

I’m looking for card that have a mileage or gas program.

I noticed that Sony has one where you get a 150 dollar credit on “qualifying” purchases too.

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How can i build good credit, without getting a credit card?

Jun 26

Posted by Banki in Credit | 9 Comments

Megan pyta:
How can i build good credit, without getting a credit card?

I just turned 18, and i am not at all interested in getting a credit card right now. Do you have any other suggestions that could be helpful?

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What does my credit score have to be to get a Walmart credit card?

Jun 7

Posted by Banki in Credit | 5 Comments

spaztikus pyta:
What does my credit score have to be to get a Walmart credit card?

I want to get a Walmart credit card…My credit score is not the best but not the worst either…it’s around 616. I dont want to apply and make it any lower unless I know I can get a card.

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How can I get my credit back on track so I can buy a house?

Apr 25

Posted by Banki in Renting & Real Estate | 4 Comments

ice38034 pyta:
How can I get my credit back on track so I can buy a house?

Ok here is my story…I filed chapter 7 bankrupsey last year. My husband left me with a 3mo old special needs baby and between paying for his doctor bills and putting myself through college I was in $15,000 debt and I filed ch 7. Now I am out of college and want to get my credit back on track so I can buy a house in the next few years. I though if I got a credit card from a dept store to show that I can pay them back and establish credit that would work, but I get turned down every time I apply. My bank will not even let me have a debt card. I have a stable job now and I’m looking to settel down and get my life back on track. What steps do I need to take to get my credit back on track? Can anyone give me any advice?

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