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what is the best way to build your credit score when you have no credit history?

Nov 3

Posted by Banki in Credit | 11 Comments

agula0 pyta:
what is the best way to build your credit score when you have no credit history?

I’m a new resident, i have no credit history. nobody wants to give me a credit card or a loan that i can start with, i did get a credit for a car but with 14% intrest! seems like I can never get out of this circle, you need good credit to get a loan you need a loan to build your credit.

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Our current economy and how it is affected banking companies?

Nov 2

Posted by Banki in Other - Business & Finance | 1 Comment

duval_bound pyta:
Our current economy and how it is affected banking companies?

Scenario: You work as the manager of the second largest bank in your region of the United States. The bank’s top management team has asked you to present an overview of how the current economy and financial changes have impacted the banking industry and what changes must be made as a result.

What are some key points, ideas and sugguestions?

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What credit card company offers the lowest interest rate and best reward earnings?

Oct 25

Posted by Banki in Credit | 4 Comments

Dana S pyta:
What credit card company offers the lowest interest rate and best reward earnings?

Im applying for my first credit card, just want advice.

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Why can’t Computer, to Computer banking transactions happen on the weekend or holidays?

Oct 24

Posted by Banki in Corporations | 4 Comments

mrjonessr41 pyta:
Why can’t Computer, to Computer banking transactions happen on the weekend or holidays?

I don’t get why I can’t do banking transactions that actually post, on the weekend and especially on any holiday that they can come up with. Why do Computers need days off?
I took money from 1 account and moved it into a checking account for today’s activities, Now it’s out of 1 account and not yet posted to the other and won’t be until 6am, well no person will be at Wachovia a 6am either, so why can’t it just post now? lol, I hate writing checks.

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Is banking umbilical cord blood old news or the way of the future?

Oct 21

Posted by Banki in Cancer | 4 Comments

jonboy13032 pyta:
Is banking umbilical cord blood old news or the way of the future?

With its use in stem cell research, will banking cord blood be a new craze or maybe even a necessity? And if it is up & coming, then will insurance companies or health care providers cover the cost of it? I’d love to hear from some professionals thanx…

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How do I get a statement for a credit card that is showing on my credit report?

Oct 16

Posted by Banki in Credit | 3 Comments

Angel Princess pyta:
How do I get a statement for a credit card that is showing on my credit report?

There is a credit card showing on my credit report and I didn’t know about this specific card. I have the name of the card, the card number and balance on this card. I want to know what it was used for. Can someone help me?

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Is it possible to get a non-teller banking job with no experience in the field?

Oct 15

Posted by Banki in Financial Services | 6 Comments

♥ pyta:
Is it possible to get a non-teller banking job with no experience in the field?

If so, which positions within the bank would those be? (banking/finance related)
Forgot to mention: no experience in the field, but a Bachelors in Finance.

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How do you know the item on your credit report is from which credit burea?

Oct 15

Posted by Banki in Credit | 4 Comments

0808 pyta:
How do you know the item on your credit report is from which credit burea?

I got a credit report from a lender (the lender type of credit report), it lists 3 credit scores.

There is a same tax lien listed twice, one has account number , the other doesn’t has an account number. Which credit bureau should I contact for this issue? How do you know which item is from which credit bureau?

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How long will credit score take to return to normal after opening a new credit card?

Oct 14

Posted by Banki in Other - US Local Businesses | 2 Comments

leisha pyta:
How long will credit score take to return to normal after opening a new credit card?

I recently opened a new credit card and noticed that my fico score plumetted 50 points after doing so. How long will it take for credit score to get over the fact that I opened a new account and regain those 50 points?

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What credit card is good to pay for college?

Oct 8

Posted by Banki in Financial Aid | 2 Comments

dany72190 pyta:
What credit card is good to pay for college?

I’m planning to attend college next year and well I’m planning to get a credit card to pay for college since that’s the only way i can pay(personal reasons) So anyway…someone can tell me which one is good?

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