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Archive for category Renting & Real Estate

Does a landlord usually check banking account information?

Jun 6

Posted by Banki in Renting & Real Estate | 2 Comments

saintsvalentine pyta:
Does a landlord usually check banking account information?

A realtor asked for my banking account information on a rental application for an apartment. Will they likely call the bank, and if so, what information are they looking for? How much i’ve got in the bank? THANKS

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How can I get my credit back on track so I can buy a house?

Apr 25

Posted by Banki in Renting & Real Estate | 4 Comments

ice38034 pyta:
How can I get my credit back on track so I can buy a house?

Ok here is my story…I filed chapter 7 bankrupsey last year. My husband left me with a 3mo old special needs baby and between paying for his doctor bills and putting myself through college I was in $15,000 debt and I filed ch 7. Now I am out of college and want to get my credit back on track so I can buy a house in the next few years. I though if I got a credit card from a dept store to show that I can pay them back and establish credit that would work, but I get turned down every time I apply. My bank will not even let me have a debt card. I have a stable job now and I’m looking to settel down and get my life back on track. What steps do I need to take to get my credit back on track? Can anyone give me any advice?

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How much does credit affect your ability to get an apartment?

Dec 7

Posted by Banki in Renting & Real Estate | 4 Comments

Y pyta:
How much does credit affect your ability to get an apartment?

i have bad credit, but i dont know what my credit score is yet, i have good rental history have been in the same apartment for 3 1/2 years. how much does credit really affect my chances of moving into an apartment.

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What credit card info is needed for buying a house?

Nov 29

Posted by Banki in Renting & Real Estate | 10 Comments

Lissa pyta:
What credit card info is needed for buying a house?

I’m a stay-at-home mom with a large credit card balance. I have no outside income. My husband may be taking a new job which will require us to move. My credit card debt is in my name only, and my husband does not know of it. I was wondering if at any point in buying our new house if my own personal credit card debt would even come up, since only his income is an issue.

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