Archive for category Personal Finance

How to use my credit card instead of my checking account to send money via Paypal?

Dr Jim pyta:
How to use my credit card instead of my checking account to send money via Paypal?

I have a Paypal account and I want to buy stuff on Ebay using credit card rather than my checking account. It seems that Paypal’s default payment method is my checking account, but I want the to use my credit card instead. How can I choose?

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What banks will let you use a credit card for the opening deposit when you open a savings account?

Dilbert pyta:
What banks will let you use a credit card for the opening deposit when you open a savings account?

I want to open a savings account for about $700 and charge the opening deposit to a credit card. The credit card gets points, which would be good for a gift card if I had about 700 more. I want to close the credit card account, but only after I get enough points, to not waste the points I already have. I’m going to open a savings account anyway, so I figure I might as well get those 700 points from it. In any case, the savings account should pay high interest and should allow transactions between banks online.
For example, Bank of America will let you open a checking account online, and use a credit card to fund it. The credit card transaction will be a purchase, not a cash advance. But I want to know what other banks will do that, and which of them will do it for savings accounts.

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How do you negotiate with credit card companies as it relates to interest rates, etc?

In Need of Help pyta:
How do you negotiate with credit card companies as it relates to interest rates, etc?

We have about $100K in credit card debt. I’m trying to get it under control, however, I’m back in the same big hole every month due to interest. I have looked into credit counseling services, everyone wants to charge you some large fee for negotiating with credit card companies. I want to try to do this myself. Does anyone have any suggestions, points or tips for doing this?

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Is there any loans that do not require credit checks or a banking account?

mikekristenstone pyta:
Is there any loans that do not require credit checks or a banking account?

I want to take a loan out but i have bad credit and i do not have a banking account.

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Is your bank not yet online or not yet have online banking?

dusgfmo pyta:
Is your bank not yet online or not yet have online banking?

I bank at a small bank in a town of just over 200. It is just the one location and they don’t yet have online banking.
They’ve have debit cards for about 5 years now.

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What is the difference in fix interest rate and floating interest rate in banking and which one is good?

Shridhar K pyta:
What is the difference in fix interest rate and floating interest rate in banking and which one is good?

What is the difference in fix interest rate and floating interest rate in banking and which one is good?

How long can you access your records on Regions online banking?

Terra pyta:
How long can you access your records on Regions online banking?

I’m signing up for online banking, but I was wondering how long I can access all of my financial records.

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What is the best/easiest credit card to get if you have bad credit and are trying to improve it?

ajoytalent pyta:
What is the best/easiest credit card to get if you have bad credit and are trying to improve it?

I’m sure some people might say having no credit card is best..but to build up credit you have to start somewhere!
My friends credit is ike 580 or something, and I told her i would look into it.. Thanks!

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