life pyta:
How does a credit limit work, I just got my first credit card?

I just got my first credit card and it has a $2,500 limit on it. I have charged $2,225 on it. I will only be able to pay the minimum payment this bill cycle of $50. Though I should be able to pay it off in full by late September. In the mean time I need to pay some bills. Will I get a $2,500 credit limit the following cycle or just the remaining $275 until I pay the bill?

Amanda D pyta:
No credit card payments were made for 3 mos because I was unemployed. How do i raise my credit score?

I am now employed and ready to pay off 2 or 3 of my 4 cards. My credit score was very high and is dropping by the second. I need to have a good score in order to buy a car or a house.
My cards have already been placed with bill collectors.
And the cards were charged out from the get go.

Pinkballetslippers pyta:
What is the best credit card for college students?

Can anyone tell me what the best college student credit card is? What’s usually the credit card limit for students? I’m planning to get it just in case I need it when I go to South Korea this summer.

raymond m pyta:
How do I get a Business credit card with bad credit?

I am trying to consolidate my bills and get my credit clear so I can start a business.I have very,very bad credit and I am tryiing to start a business. How would I get a credit card for my business with extremly bad credit. And who will except me?

Iamready! pyta:
How much of the available credit on your credit card should you spend?

If your wanting to show that your responsible with your credit cards to the credit bureaus and that your are someone that other credit card companies, loan people, and any other lenders want to have as a client. Thanks!!!!

Red Velvet Cake pyta:
How does getting a secure credit card hurts your credit?

I have great credit 755 and want to get a secure credit card, would it hurt my credit?

SoCalGal75 pyta:
When repairing your credit which type of credit card is better?

A secured credit card or a unsecured credit card? From my experience, I got an unsecured card which started out with a $250 credit limit and also had a fee for obtaining the card. Within a year the credit limit went up to $900 then I cancelled it when better offers came in % wise. That was a good start for me. But my bro-in-law is asking about secured credit cards? Which is better and will they both help rebuild your credit in the same way?

travelplus pyta:
What credit card is higher a Band of America Platinum Plus or a Bank of America Signature Credit Card?

With the World Points Credit Card what is higher a Platinum Plus or a Signature. What is the difference in terms of APR, Eligibility etc? What is the highest level of cards? Is My Concierege a good service? Are the airfares really without blackout dates? Is there accident insurance. With the new Bank of America World Points card with 1.25 points is the Platnium Plus the highest level?

love_earth22 pyta:
How do I fix my credit and make sure my unpaid debt is taken off of my credit report?

I am getting sick of my bad credit ruining everything I try to do. At this point I am finally able to pay off my debt in order to fix this problem. I have heard stories of people paying off their debt but the company leaving them as unpaid on their credit report. I DONT want this to happen. How do I go about paying everything off while making sure it is taken off my credit report for good? How long does it take your score to change after you paid everything off?

tee2thedee pyta:
How can I get a credit card and build credit being a student?

I tried to sign up for a gas card to just put my gas on to pay off to build my credit, but was denied. I’m wondering, when it asks during the credit card statement, it says if you rent or own the place you live, but i’m living at home with my family so how am I supposed to say how much I pay in rent or mortgage? It also asks for household income? Do I put my parents income in along with mine or what?