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Archive for September, 2010

Best way to learn about and establish good credit?

Sep 30

Posted by Banki in Credit | 9 Comments

David pyta:
Best way to learn about and establish good credit?

I want to learn about all the factors considered when a credit agency determines your credit score. I do not have any credit and would like to establish some credit. I do not have any bad credit either. I have already tried applying for a credit card, dell computer card, sams card, and have not been approved for anything.
I do not have any bills that are under my name. I was told by someone to go get a tv or something with no money down, but I do not need any of that. I also do not want to go get a loan and end up paying interest for no reason. I have seen several websites which give some info about this, but not enough. Can anyone give me any suggestions or recommend a book?

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How do you use a credit card to increase credit properly?

Sep 17

Posted by Banki in Credit | 8 Comments

Branden F pyta:
How do you use a credit card to increase credit properly?

I am 20 years old, live with my parents right now and go to college. I only have my cell phone to pay right now and take the city bus to school. Im not sure what my credit is but i know i was approved from my cell phone company and I get capital one platinum credit card applications in the mail.

- My question is how can I use a credit card right now to build credit? – Do you have any advice about credit card?

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What is your credit score when you get your first Credit card?

Sep 12

Posted by Banki in Credit | 3 Comments

Carl Williams pyta:
What is your credit score when you get your first Credit card?

I am looking into getting a credit card, and I want to know what is your credit score when you get you first card.

How do they work? How much money do you need to use them ( bills )? I will be using it mostly on pay later options, and I DO plan on paying it off.

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How does one get job in the banking industry in Bahrain?

Sep 12

Posted by Banki in Financial Services | 1 Comment

Phoebe C pyta:
How does one get job in the banking industry in Bahrain?

I just moved to Bahrain 1 year ago. I am still getting a feel for the country which I love so far. I have a degree in accounting from Uni in Canada, what else should I study to make it in the banking industry in Bahrain? Only serious answers pls. Ramadan Kareem all.

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i recently won a civil suit against an individual. How can I find out where he does his banking?

Sep 8

Posted by Banki in Law & Ethics | 2 Comments

Terrance pyta:
i recently won a civil suit against an individual. How can I find out where he does his banking?

I recently won a civil lawsuit. The defendant still refuses to pay. I would like to hirer a collection agency or a lawyer to attck his bank account or garnish his wages. How does a person find out where another eprson does his/her banking?

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What are the benefits of having a good credit score?

Sep 7

Posted by Banki in Credit | 3 Comments

Caesarion pyta:
What are the benefits of having a good credit score?

I’m a college student who got a credit card a little less than a year ago. I spend a lot (around $700 a month) and always pay back the total in full before the due date. My bank has increased my credit line three times since because of my good credit.

So are there any additional advantages to having a good credit score than easily getting approved for credit cards and getting large credit lines? Does it also project to any type of loans (i.e. it is easier to get approved for a car loan with a lower interest rate) or something?

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Do you have to use a credit card to start a World of Warcraft Account?

Sep 4

Posted by Banki in Video & Online Games | 9 Comments

thebeaver93 pyta:
Do you have to use a credit card to start a World of Warcraft Account?

I am thinking about getting World of Warcraft but I’ve heard that you have to use a credit card to start an account is this true? I was planning on buying prepaid game cards as I don’t have a credit card.
Can you just use a prepaid card when you first create a account?

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