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Archive for July, 2010

What do you think about the Government choosing who lives and who dies in the Banking world?

Jul 26

Posted by Banki in Current Events | 5 Comments

saintsgumbo pyta:
What do you think about the Government choosing who lives and who dies in the Banking world?

Do you think it to be fair that the Government is basically hand picking who survives in the banking world by giving certain ones the money. With this money (our money), the bank who gets the payout, buys out the ones who lose.
Does that seem alright to everyone?
Does it feel good to know the government is choosing who will be around later?
No one sees banks as people just the people that are losing their jobs as people….. will this idea spill off into other areas?

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How do you get an credit card with bad credit and if you are working by cash income?

Jul 23

Posted by Banki in Credit | 6 Comments

zhunt312002 pyta:
How do you get an credit card with bad credit and if you are working by cash income?

I working at home because I am disable, the only way I make money is building a website to earn money and all my money go to the bank, i do not get paystub but cash because it been deposit in the bank, i want to get an credit card but I have bad credit, i will like to know how you build an credit if you cant get an credit card, i want one for orders and things of that nature! Do someone no how ,what bank offer credit without looking in to your credit?

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What means by credit card application and what information will need to provide for a credit card application?

Jul 22

Posted by Banki in Credit | 1 Comment

abel jarrod pyta:
What means by credit card application and what information will need to provide for a credit card application?

What means by credit card application and what information will need to provide for a credit card application?

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Why do the credit bureaus count it against your credit when you make an inquiry into your credit score?

Jul 13

Posted by Banki in Credit | 2 Comments

Neerdowellian pyta:
Why do the credit bureaus count it against your credit when you make an inquiry into your credit score?

I’m trying to find the best mortgage rate to buy a house, therefore there are several mortgage companies running my credit. How in the world am I supposed to shop for a good rate if every inquiry damages my score? Isn’t that the dumbest thing?

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Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

Jul 11

Posted by Banki in Credit | 5 Comments

MSB pyta:
Is requesting an increase in a credit card limit treated the same as an application for new credit for FICO?

I know that applying for a new card will reduce my FICO, and that increasing credit limits (while keeping debt amounts constant) will increase my score – but this would not be the case if requesting the increase in credit limit is treated as a new credit card application?

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How long does it take to rebuild credit?

Jul 11

Posted by Banki in Credit | 6 Comments

Carme V pyta:
How long does it take to rebuild credit?

I just recently paid off all my past credit card debt. I paid off one student loan (expect the interest) and i have one student loan still active. I noticed my credit score went up, but i am still being denied. How long does it take to completely clear off my debt and how soon should i apply for credit so i can “rebuild” my credit. And do bad credit ever go away?

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How much does a secured card raise your credit score per month?

Jul 11

Posted by Banki in Credit | 3 Comments

yahoo ID 89523 pyta:
How much does a secured card raise your credit score per month?

On average how much does one secured credit card raise your credit score per month?
Does the amount of points double if I have 2 secured credit cards?
( assuming card has a $200 limit and is only charged $10 and paid off in full monthly)
I’ve read everything from 5 points to 30 per month!

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Who is the biggest banking leader in the world today?

Jul 10

Posted by Banki in Corporations | No Comments

BBT pyta:
Who is the biggest banking leader in the world today?

after the fall of many banks in the last couple of months, which banking leader is still holding strong?

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What are the different job positions in investment banking?

Jul 6

Posted by Banki in Other - Careers & Employment | 1 Comment

serge.coudert pyta:
What are the different job positions in investment banking?

I am very interested in entering the investment banking field, and would like to know the different types of positions available.

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What is the best credit card company to go through is you have no credit?

Jul 5

Posted by Banki in Credit | 2 Comments

amber.morgan3227 pyta:
What is the best credit card company to go through is you have no credit?

I’m wanting to get a credit card, just to buy gas or something on every month and go ahead and pay it off that month, just so I can start in a small way to build my credit. I haven’t been able to find ANY credit cards online that will approve me. I have NO credit whatsoever. I just recently turned 18, so I haven’t really had the chance to build it. Any suggestions on how or who to go through to get approved?!

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