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Archive for June, 2010

How can you get your credit card companys to lower your interest rates,after you have lost your job?

Jun 4

Posted by Banki in Credit | 1 Comment

Wyoming pyta:
How can you get your credit card companys to lower your interest rates,after you have lost your job?

I have been unemployed for over a year. I have been able to keep up with all our credit card debt until now. I have tryed to call the credit card companys for help and they won’t help until I am way behind, I am trying to avoid this. What can I do to get them to drop the interest rates on our cards?

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What should my credit ratio be for my credit cards?

Jun 4

Posted by Banki in Credit | 3 Comments

soulweaponry pyta:
What should my credit ratio be for my credit cards?

I’ve always heard its good to keep your credit/balances at a certain ratio to improve your credit rating. What should mine be? I have 2 cards: one with a $200 limit and the other with a $250 limit. How much should i spend on each?

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How different and similar is the culture within an Equity Research department and the Investment Banking dept?

Jun 4

Posted by Banki in Financial Services | 1 Comment

Kim pyta:
How different and similar is the culture within an Equity Research department and the Investment Banking dept?

Culturally, what are some of the major similarities and differences between an Equity Research department and a Investment Banking department?

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What can credit card companies take from you in the state of Idaho if they win a lawsuit against you?

Jun 3

Posted by Banki in Credit | 2 Comments

Shauna I pyta:
What can credit card companies take from you in the state of Idaho if they win a lawsuit against you?

I got a credit card in 2004 with a credit limit of 200.00 The current amount due to interest is over 3,000. I do not have the money to pay this. Can the credit card company take a car if I am on the title? What can they take from me?

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