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Archive for May, 2010

What are problems associated with credit card use and the importance of budgeting?

May 28

Posted by Banki in Credit | 4 Comments

Ibby pyta:
What are problems associated with credit card use and the importance of budgeting?

I have a really big exam coming up and I need to know the problems associated with credit card use and the importance of budgeting?? Can anyone help me plz?

What is the best way to improve your credit without a credit card?

May 11

Posted by Banki in Credit | 6 Comments

piper32_95037 pyta:
What is the best way to improve your credit without a credit card?

I recently was denied a credit because of “Few revolving accounts opened long enough to establish credit history.” I do not and WILL not apply or own a credit card. What is the easiest way(s) to improve my credit without a credit card? Best answer will be given to the person with the best references.

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How much does opening up a credit card affect your credit score?

May 10

Posted by Banki in Credit | 2 Comments

R Bennett pyta:
How much does opening up a credit card affect your credit score?

If you open a credit card, but don’t use it or don’t carry a debt balance. I read the more inquiries on your credit score, the lower it goes. I found a deal where I can get free stuff through Discover card just by opening a new card.Thanks!

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