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Archive for February, 2010

What would be the best credit card for a 25 yr old to inprove her credit score?

Feb 12

Posted by Banki in Credit | 4 Comments

irishcelticeyes@sbcglobal.net pyta:
What would be the best credit card for a 25 yr old to inprove her credit score?

My daughter is trying to build good credit. Her credit score in low and she just bought a small moble home for her family. I want to help to build her credit up, just in case she may need to buy something big ticket some day.

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How do I know when to debit or credit something in Accounting?

Feb 8

Posted by Banki in Credit | 1 Comment

mayerj72 pyta:
How do I know when to debit or credit something in Accounting?

With these T ledgers for instance.

It says, write down inventories down by 10,000

So I have to debit INVENTORY WRITE DOWN EXPENSE and credit INVENTORIES. But why do I credit inventories and why do I debit the other one?

How do I know in general what to debit or credit when they give me stuff like that?

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What credit card would you recommend for a college student?

Feb 8

Posted by Banki in Personal Finance | 3 Comments

Azzz doggg pyta:
What credit card would you recommend for a college student?

This will be my first credit card.

I am not planning on carrying any balance. I just want to build my credit history. I am making enough money to cover any purchases and plan to pay in full each month, so I don’t really care about the interest rate.

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How does a high inflation rate affect banking revenues?

Feb 7

Posted by Banki in Economics | 2 Comments

Zen pyta:
How does a high inflation rate affect banking revenues?

U.S had been spending money lavishly recently. Continuing pumping more cash into the financial system. This will result in higher inflation. The question is: Will a high inflation rate affect U.S banking revenue, how?

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What’s the difference between college credit card and regular credit card?

Feb 6

Posted by Banki in Credit | 8 Comments

christina pyta:
What’s the difference between college credit card and regular credit card?

I am a college student and want to know if I should apply for a college credit card or just apply for the regular ones. Is there some extra benefits or limitations of having a college credit card as oppose to the regular ones?

How do I find out my old credit card information?

Feb 6

Posted by Banki in Credit | 5 Comments

AaronMckie pyta:
How do I find out my old credit card information?

I have a credit card in collections (actually in the process of wage garnishment), and want to find out info on the credit card in question, but it is no longer on my credit report (the card is over 10 years old).
Of course the collection agency is no help, is there any way to get it myself, or is getting a lawyer the best/only way to go?
Thank you for any help.

In case this information is needed, the card was originally issued in AZ, but am currently living in IL.

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What are some tips on building good credit?

Feb 1

Posted by Banki in Credit | 5 Comments

Janae B pyta:
What are some tips on building good credit?

I just got my first credit card through my bank (wells fargo) and really want to start building credit. I know the basics of building credit like paying on time and not going over your limit but still confused on how it all works.

Can i make my payments through my online banking like transfer from my checking to my credit card? Also how does APR work? Or even just tips on building credit would be awesome too. 10 points best answer. Thanks!

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