jasmine pyta:
How do I obtain my free yearly credit report from internet?

I need my free yearly credit reprot from the major credit agencies. I have heard that a law was passed and all agencies were to provide a persons credit report free once a year. I have encountered several websites claiming to be free but there are none that i have yet to come across. I do not have a bank account to paypal any of these credit report sites. How do I get my free credit report.