Archive for December, 2009

What is the best Credit Card to get for my situation?

TruePath pyta:
What is the best Credit Card to get for my situation?

I am a 19 year old college student and i need a credit card. I work at wal mart and i cash my checks for free. So that means i don’t have a checking nor a savings account. Can i still apply for a Credit Card? If so which kind please let me know.

Tags: ,

Are there any federal banking laws to help me get my money back?

Kayla G pyta:
Are there any federal banking laws to help me get my money back?

I deposited a check into my checking account. The check bounced almost 90 days later due to closed account. I called my bank and was told by a higher up that the Federal Bank had lost the check during processing (their fault). So my bank just took back the deposited money from my bank account after 3 months since depositing it due to their lack to organization. My bank won’t help because they think whatever the Fed Bank wants, it gets, cause its “God”. So I don’t expect any support from them regarding the recovery of my money. Are there any federal banking laws that might help me recover the money they took back?

Tags: ,

How do I update my Credit Card on PS3 network?

MarcusWillie pyta:
How do I update my Credit Card on PS3 network?

I want to try out some new games, but I have changed my credit card and need to update my info. Please help.

Tags: ,

What is best suitable job in software field for a candidate having 12 years of experience in banking domain?

ch_anil_kumar2001 pyta:
What is best suitable job in software field for a candidate having 12 years of experience in banking domain?

My relative has been working in banking sector from last 12 years. Now, he wants to move to software field.
Please advise me how best he can use his banking experience in software field and what are the skills required to settle in s/w field.

Thanks in advance,
Anil.

Tags: ,

What should your credit score be to get a good credit card?

wifey pyta:
What should your credit score be to get a good credit card?

Is it 600 or above? I am working on fixing my credit and I have an auto loan that will help rebuild my credit. I need a credit card for emergency’s and to help my credit, just wandering when I should apply for one. Right now Its not near 600.

Tags: ,

Can credit card companies close your accounts without warning? How does it affect your credit score?

Sara pyta:
Can credit card companies close your accounts without warning? How does it affect your credit score?

I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the situation? (Is there anything I can even do?)

Also, I know that closing credit card accounts lowers your credit score. Does anyone know how much mine will be affected?

Tags: ,

How much does credit affect your ability to get an apartment?

Y pyta:
How much does credit affect your ability to get an apartment?

i have bad credit, but i dont know what my credit score is yet, i have good rental history have been in the same apartment for 3 1/2 years. how much does credit really affect my chances of moving into an apartment.

Tags: ,

Is there any resources online that can help me understand banking?

Switch it up pyta:
Is there any resources online that can help me understand banking?

I’m curious if anyone knows a good website or something that can help me understand banking. I’m very naive about it and could use some help learning.

Tags: ,

What is the best credit card to use to get travel rewards?

greenpony24 pyta:
What is the best credit card to use to get travel rewards?

I want to switch to a credit card that allows me to earn travel rewards (i.e. skymiles) on everyday purchases. I fly Continental about 98% of the time. What do you think would be the best credit card for me?

Tags: ,

How much does the credit card company make?

Just M pyta:
How much does the credit card company make?

Let’s say that you make $2,000 in purchases on you credit card. You pay off the statement each month – so there are no fiancé charges involved. Approximately how much does the credit card company make on the transactions on your account?