Archive for December, 2009

How do you allow a credit card to look at credit history if there is a fraud alert on your account?

Blg105 pyta:
How do you allow a credit card to look at credit history if there is a fraud alert on your account?

I jus applied for a credit card and still have a fraud alert on my credit. I want to allow this credit card to look at my credit. The credit card told me to contact someone to tell them to allow Chase to have access to my account. I don’t know who to contact, i’ve tried the big 3 bureaus and am not getting anywhere with them in terms of recordings, i would like to talk to a representative.
I understand a company will look at my credit report. With this alert though company’s can’t approve anything. For Ex: I got a couch on from a new credit card and had to answer personal questions on my history (past address’s, etc) before they would approve it. The chase worker “Richard Kololojfadjf”, didn’t understand me when I said I wanted to make sure this application was really ME and that when it was reviewed the fraud alert would be removed. It’s hard talking to a foreign workers sometime on credit card matters.

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How does the tube system for sending your checks/$ from your car to the teller work during drive up banking?

Joey pyta:
How does the tube system for sending your checks/$ from your car to the teller work during drive up banking?

When I go to do my drive up banking and I deal with the teller and send my money and checks in that little bottle and sent it through the tube system, I’ve always wondered how it works! I don’t know if the tube is a gradual turn or if the bottle bends or what, but I’ve always wanted to know. I know it’s kinda stupid, but I’m sorry I just really want to know! Thanks!

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What is the best part time job in banking?

Vi pyta:
What is the best part time job in banking?

I am from Eastern Europe and have a background in accounting. I like banking but don’t know what is the best position for having a part time job with good salary?

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What credit card companies are legit and kids ages sixteen and older can apply?

Lisa C pyta:
What credit card companies are legit and kids ages sixteen and older can apply?

I want a credit card. But everywhere I check its ages 18 and older. Isn’t there one company that lets teenagers join?

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What is a good credit card to get for someone whos never had a credit card?

cheri <3 pyta:
What is a good credit card to get for someone whos never had a credit card?

I’ve never had a credit card.. Im 18 and i know i need credit to obtain things in life.. I just dont know whats a good one to start with or how to even get one. I have a bank account and a steady job for almost 3 years.. What’s a good first time credit card?

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How much credit card company charge for each transaction?

Kuris pyta:
How much credit card company charge for each transaction?

How much credit card company charge for each transaction? Since credit card company gives reward credit for using their cards, in situations I can use either case or check, should I opt for credit cards because they offer reward points? Or it does no matter? Thank you for suggestions?
I pay off the statement balance each month.

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How to improve my credit score for free?

pyta:
How to improve my credit score for free?

I have a debt of 897.00 on my credit score that has been paid already, I need to build my credit to buy a car my credit score is 550 and I’m not planning on getting a credit card to build my credit. How can I build my credit?

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What are the different kind of jobs in finance APART from investment banking?

twstedlogic pyta:
What are the different kind of jobs in finance APART from investment banking?

I am a college student majoring in economics. I also want to get a master’s degree in financial economics or financial engineering. My question is , to those who work in finance or those who might know, what are my options after i graduate with a masters of finance degree….ive heard about investment banking and i know its very multifacted but is that the only option.i also realize an investment banker has to work a ridiculous amount of hours per week. also, are there any jobs in finance with reasonable hours.

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What types of credit is needed to get a high score?

jade_blu_eyes pyta:
What types of credit is needed to get a high score?

My credit score is about 615. I am working on improving my score so that I can qualify for a mortgage loan with low financing in about a year or so. I currently have an auto loan, and 3 revolving credit accounts. (All bank credit cards) Two of the revolving accounts are new, and the other almost a year old. My auto loan will be a year old in July of this year. Should I apply for more credit to get my score higher? If so what type of credit? What is a good mixture of credit to have to get a person’s score higher? Any advice is appreciated. Thanks!

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What is the best credit card to transfer my Citi balance to?

chemstudent pyta:
What is the best credit card to transfer my Citi balance to?

I have $3,000 on my credit card. The interest rate is 18% which is rediculous. It is the same rate that I had when I got the card at 18 years old, and I’ve made every payment on time. I am 24 now. I have no bad marks on my credit. Shouldn’t I be able to lower my interest rate and get out of the freaking student interest rate? Thanks!

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