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Archive for November, 2009

What credit card info is needed for buying a house?

Nov 29

Posted by Banki in Renting & Real Estate | 10 Comments

Lissa pyta:
What credit card info is needed for buying a house?

I’m a stay-at-home mom with a large credit card balance. I have no outside income. My husband may be taking a new job which will require us to move. My credit card debt is in my name only, and my husband does not know of it. I was wondering if at any point in buying our new house if my own personal credit card debt would even come up, since only his income is an issue.

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How does banking work in Muslim countries when you’re not allowed to charge interest?

Nov 26

Posted by Banki in Religion & Spirituality | No Comments

CLK_2006 pyta:
How does banking work in Muslim countries when you’re not allowed to charge interest?

In the West, charging interest is a fundamental part of banking. As I understand it, you’re not allowed to charge interest under the faith. Would one be breaking the rules of charging interest if one invested in a Western bank.

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Would people work in banking/finance industry more likely to success in their own investments than others?

Nov 24

Posted by Banki in Investing | 4 Comments

H pyta:
Would people work in banking/finance industry more likely to success in their own investments than others?

Because of their insight and knowledge of the business, investment options, and trends? Just curious. I would imagine ordinary folks may be able to be money savvy to a certain level over time but probably still no equal to the pros who breathe finance/accounting/banking work night and day.
cybe’s made a very interesting point. I guess “ignorant” could be a “blessing” in the investment world LOL? Perhaps the more one knows, the more confidence, the more risk one may take, and the more money one may make – or lose?

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What is a good credit card for someone with excellent credit?

Nov 16

Posted by Banki in Personal Finance | 1 Comment

allison98765 pyta:
What is a good credit card for someone with excellent credit?

I have excellent credit, and I’m looking for a good credit card that offers rewards/cash back bonus and paying online. I’ve heard there are some good credit cards out there, any suggestions?

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No credit, How do I start and what is a good credit card for a beginner\r?

Nov 15

Posted by Banki in Credit | 10 Comments

Michael pyta:
No credit, How do I start and what is a good credit card for a beginner\r?

I am 20 years old and after trying to get a card for a store I find I have 0 credit history. I have never owned a credit card and want to pick a good one to start bulding credit. Does anyone know a good card to go with that has low interest? Heck if you have any credit tips it would be helpful too…Thanks!

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What is the easiest form of banking to get into that pays the best?

Nov 14

Posted by Banki in Other - Business & Finance | 1 Comment

RarePolarBear pyta:
What is the easiest form of banking to get into that pays the best?

I have a bachelors degree in elementary education. Without going into much more detail than that I will only say that it simply was not what I expected it to be and I am seeking other avenues of employment. I am going to graduate school this fall seeking an MBA.
Here is my question: Is it possible to move into banking and investment banking once I graduate what a masters? If so how hard is it and what can I do now to make me more marketable to the investment banking world?
I am excellent with people and have an ability to make everyone click with me very well, but I know that does not necessarily mean that I am going to be successful.
Any information you can provide would be wonderful. Thanks!

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How do I close empty credit card accounts?

Nov 13

Posted by Banki in Credit | 7 Comments

atg28 pyta:
How do I close empty credit card accounts?

I have recently checked my credit report and I realized I had several credit card accounts which were unused for several years running with a zero balance for some time.

I would like to close them to resolve my accounts and improve my overall credit.

I have to admit that some of the credit companies are quite odd (not cititbank or MBNA) but smaller credit houses from obscure stores I once purchased something to earn the 10% off etc.

How do I go about contacting the credit card companies to close these empty accounts?

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What credit card is best for a first credit card, and you have limited history?

Nov 12

Posted by Banki in Credit | No Comments

Tay pyta:
What credit card is best for a first credit card, and you have limited history?

I just turned eighteen at the end of February, so I have limited credit history.
I was wondering what credit card is used for building credit, and would be the best choice for a person getting they’re first credit card.

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what is the best student credit card out there?

Nov 9

Posted by Banki in Credit | 9 Comments

SK pyta:
what is the best student credit card out there?

I’m a college student with no credit but I want to get a credit card. What are some of the best credit cards for students? I’m planning to make small purchases and paying them off the next month to build credit. What other ways can I build my credit?

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